Categories for Flood Certification

Can a Flood Change Your Property Line?

December 10, 2020 2:56 am Published by Leave your thoughts

The risk of flooding can change a lot of things about your home: its selling price, insurance rates and even its property line. As you may already know, living in a high-risk flood area means that you need to purchase flood insurance through the National Flood Insurance Program (NFIP). This is to protect your investment. While you can opt out of flood insurance in some circumstances, you’ll need a property survey in Mobile, AL to prove your home isn’t at risk. If your home has been affected by a flood, you might need a flood claim survey to determine the... View Article

Why Do You Need Elevation/Flood Certificates on Flood Claims?

November 26, 2020 2:56 am Published by Leave your thoughts

Do you own a home in a high-risk flood area? If so, you’ll not only need to purchase separate flood insurance, but you’ll also need an elevation certificate. Because flood insurance rates are determined by flood risk, insurance companies need to know exactly how high above ground level your lowest floor is located. The higher it is off the ground, the lower your rates. That’s why it’s important to get an elevation certificate survey and flood certification in Mobile, AL. What is an elevation certificate? An elevation certificate describes your home and how likely it is to incur flood damage.... View Article