This has been a difficult year in terms of natural disasters throughout the Gulf Coast region. Many cities and states have been put into disaster mode due to the sheer amount of flooding that’s occurred. In Houston, Texas, for example, many businesses had to be shut down, with entire streets blocked off until the flood waters retreated.
All of these floods have been yet another reminder of the importance of land surveying in Mobile, AL, whether you are already a property owner or are interested in purchasing a piece of property. Here are a few steps you can take to help prepare yourself for a potential flooding situation:
- Get flood insurance: This is one of the most important steps you can take. You can never be completely ready for a flood, so it’s important you have insurance to protect you in the event that a worst-case scenario arises. You should be aware that, in most cases, flood insurance must come in a separate policy from homeowner’s insurance. If you live in a high-risk flood area as identified by the National Flood Insurance Program, which is the case for many people who live throughout the Gulf Coast region, you are required to purchase flood insurance if you have a federally backed mortgage. Premiums are relatively low, and the protection you get if a flood actually occurs is more than worth it.
- Get an elevation survey: Once you have your flood insurance, the next step is to get an elevation survey so you can receive your Elevation Certificate. This certificate is an important tool of the National Flood Insurance Program. It is used to provide important elevation information that ensures your compliance with community floodplain management ordinances, to determine insurance premium rates and to support requests for a Letter of Map Amendment or a Letter of Map Revision.
- Make adjustments based on survey results: Depending on what your survey tells you about your flood risk, you might want to make certain adjustments around your property to protect yourself in the event of a flood. If you have pieces of your property that sit lower than other areas, you will probably want to avoid keeping important items there. If you are looking at building a garage or shed on your property, a flood and elevation survey can give you an idea of where it would and would not be a good idea to create the structure.
- Have a plan: While this doesn’t have to do with land surveying and elevation certificates, it’s important to remind everyone to have a plan in place in case a flood hits. Know where you will go to evacuate, what priority items you’ll need to take with you, who you will call to alert to your situation and other important action items. Hopefully you will never have to put this plan into action.
For more information about land surveying in Mobile, AL, contact the trusted team at Polysurveying & Engineering today to schedule a consultation.
Categorised in: Commercial Surveying
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